Privacy Policy

PRIVACY AGREEMENT & TERMS OF SERVICE


Last updated: December 12th, 2022

LUX Payband. ("us", "we", or "our") operates the https://luxpayband.io website (hereinafter referred to as the "Service").
This page informs you of our policies regarding the collection, use and disclosure of personal data when you use our Service and the choices you have associated with that data. We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, the terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from https://luxpayband.io


Definitions
Service
Service is the https://luxpayband.io website operated by Maned Owl Events, LLC dba LUX Payband.
Personal Data
Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).
Usage Data
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit, LUX Payband Pairing, email, etc).
Cookies
Cookies are small files stored on your device (computer or mobile device).
Data Controller
Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed. For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.
Data Processors (or Service Providers)
Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller. We may use the services of various Service Providers in order to process your data more effectively.
Data Subject (or User)
Data Subject is any living individual who is using our Service and is the subject of Personal Data.
Information Collection and Use
We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected
Personal Data
While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to: Email address, First name and last name, Cookies and Usage Data
We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or the instructions provided in any email we send.
Usage Data
We may also collect information on how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.
Tracking Cookies Data
We use cookies and similar tracking technologies to track the activity on our Service and we hold certain information.
Cookies are files with a small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Other tracking technologies are also used such as beacons, tags and scripts to collect and track information and to improve and analyse our Service.
You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.
Examples of Cookies we use:
Session Cookies. We use Session Cookies to operate our Service.
Preference Cookies. We use Preference Cookies to remember your preferences and various settings.
Security Cookies. We use Security Cookies for security purposes.
Use of Data
LUX Payband uses the collected data for various purposes:

To provide and maintain our Service
To notify you about changes to our Service
To allow you to participate in interactive features of our Service when you choose to do so
To provide customer support
To gather analysis or valuable information so that we can improve our Service
To monitor the usage of our Service
To detect, prevent and address technical issues
To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or enquired about unless you have opted not to receive such information.
Legal Basis for Processing Personal Data under the General Data Protection Regulation (GDPR)
If you are from the European Economic Area (EEA), Allnodes Inc. legal basis for collecting and using the personal information described in this Privacy Policy depends on the Personal Data we collect and the specific context in which we collect it.

LUX Payband may process your Personal Data because:
We need to perform a contract with you
You have given us permission to do so
The processing is in our legitimate interests and it is not overridden by your rights
For payment processing purposes
To comply with the law
Retention of Data
LUX Payband will retain your Personal Data only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your Personal Data to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data to comply with applicable laws), resolve disputes and enforce our legal agreements and policies.

LUX Payband will also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period of time, except when this data is used to strengthen the security or to improve the functionality of our Service, or we are legally obligated to retain this data for longer periods.
Transfer of Data
Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ from those of your jurisdiction. If you are located outside United States and choose to provide information to us, please note that we transfer the data, including Personal Data, to United States and process it there.
Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.
LUX Payband will take all the steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organisation or a country unless there are adequate controls in place including the security of your data and other personal information.
Disclosure of Data
Legal Requirements
LUX Payband. may disclose your Personal Data in the good faith belief that such action is necessary to:
To comply with a legal obligation
To protect and defend the rights or property of Allnodes Inc.
To prevent or investigate possible wrongdoing in connection with the Service
To protect the personal safety of users of the Service or the public
To protect against legal liability
Security of Data
The security of your data is important to us but remember that no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security.

Our Policy on "Do Not Track" Signals under Illinois law.
We do not support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.
You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.
Your Data Protection Rights under the General Data Protection Regulation (GDPR)
If you are a resident of the European Economic Area (EEA), you have certain data protection rights. LUX Payband aims to take reasonable steps to allow you to correct, amend, delete or limit the use of your Personal Data.
If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us.
In certain circumstances, you have the following data protection rights:
The right to access, update or delete the information we have on you. Whenever made possible, you can access, update or request deletion of your Personal Data directly within your account settings section. If you are unable to perform these actions yourself, please contact us to assist you.
The right of rectification. You have the right to have your information rectified if that information is inaccurate or incomplete.
The right to object. You have the right to object to our processing of your Personal Data.
The right of restriction. You have the right to request that we restrict the processing of your personal information.
The right to data portability. You have the right to be provided with a copy of the information we have on you in a structured, machine-readable and commonly used format.
The right to withdraw consent. You also have the right to withdraw your consent at any time where LUX Payband relied on your consent to process your personal information.
Please note that we may ask you to verify your identity before responding to such requests.

You have the right to complain to a Data Protection Authority about our collection and use of your Personal Data. For more information, please contact your local data protection authority in the European Economic Area (EEA).
Service Providers
We may employ third party companies and individuals to facilitate our Service ("Service Providers"), provide the Service on our behalf, perform Service-related services or assist us in analysing how our Service is used. These third parties have access to your Personal Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
Trustpilot
Trustpilot is a user feedback and rating service. For more information on the privacy practices of Trustpilot, please visit the Trustpilot Privacy Policy web page.

Intercom
Intercom is a customer messaging platform. For more information on the privacy practices of Intercom, please visit the Intercom Privacy Policy web page.

Google Analytics
Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualise and personalise the ads of its own advertising network. You can opt-out of having made your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js and dc.js) from sharing information with Google Analytics about visits activity. For more information on the privacy practices of Google, please visit the Google Privacy Policy web page.

Amplitude
Amplitude is a web analytics service. For more information on the privacy practices of Intercom, please visit the Amplitude Privacy Policy web page.

Behavioral Remarketing
We may use remarketing services to advertise on third party websites to you after you visited our Service. We and our third-party vendors use cookies to inform, optimize and serve ads based on your past visits to our Service.

Google AdWords
Google AdWords remarketing service is provided by Google. You can opt-out of Google Analytics for Display Advertising and customize the Google Display Network ads by visiting the Google Ads Settings page. Google also recommends installing the Google Analytics Opt-out Browser Add-on - for your web browser. Google Analytics Opt-out Browser Add-on provides visitors with the ability to prevent their data from being collected and used by Google Analytics.
For more information on the privacy practices of Google, please visit the Google Privacy Terms web page.

Twitter
Twitter remarketing service is provided by Twitter. You can opt-out from Twitter's interest-based ads by following their instructions.
You can learn more about the privacy practices and policies of Twitter by visiting their Privacy Policy page.

Facebook
Facebook remarketing service is provided by Facebook. You can learn more about interest-based advertising from Facebook by visiting this page. To opt-out from Facebook's interest-based ads follow these instructions from Facebook. For more information on the privacy practices of Facebook, please visit Facebook's Data Policy.

Payments
We may provide paid products and/or services within the Service. In that case, we use third-party services for payment processing (e.g. payment processors).

We will not store or collect your payment card details. That information is provided directly to our third-party payment processors whose use of your personal information is governed by their Privacy Policy. These payment processors adhere to the standards set by PCI-DSS as managed by the PCI Security Standards Council, which is a joint effort of brands like Visa, MasterCard, American Express and Discover. PCI-DSS requirements help ensure the secure handling of payment information.
The payment processors we work with are:
Stripe
For more information on the privacy practices of Stripe, please visit the Stripe Privacy Policy web page.
PayPal
For more information on the privacy practices of PayPal, please visit the PayPal Privacy Policy web page.
For more information on the privacy practices of CoinPayments, please visit the Privacy Policy web page.
Links to Other Sites
Our Service may contain links to other sites that are not operated by us. If you click a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.
Children's Privacy
Our Service does not address anyone under the age of 18 ("Children").
We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Child has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.
We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.


Terms and Services

Agreement to use our services:
You agree to the following by use of the LUX Payband and its applications an interface (“LUX” or “LUX Payband”), services, mobile applications, software, services, and any other application, websites, services, software and other related services provided by Maned Owl Events, LLC, its subsidiaries, any third party chosen by us (collectively, with the Website, the “Service(s)” and/or any affiliates ("LUX Payband", “Maned Owl Events”, “DeLUX”, “DeLUX Ticket”, “Mane Holdings”, “us”, “we” and “our”) is thereby subject to the terms listed below, encompassing the Privacy Policy of LUX Payband but not limited by the policy, which is thereby added by reference (collectively, the “Terms”).

It is incumbent on the user to review these Terms and any and all of the documents referred to in the Terms and understand without equivocation this creates a legally binding agreement between the entity (“you” or “your”), person or persons and LUX Payband. The users agree by opening, reading or gaining access to this User Agreement or utilizing the Services, or showing accepting of these Terms in any way, the user affirms that: (i) You have the mental capacity to enter into this user agreement, you are at least 18 years of age or older, you are in fact an individual, and consent to be legally bound by the conditions and terms of this User Agreement and all of the Terms; (ii) You are an organization, a business entity or corporation, governmental body, institution or governmental organization or any type of legal entity, acknowledging you have the legal authority, power and right to consent an enter into this User Agreement as a representative behalf of the organization, business entity or corporation, governmental body, institution or governmental organization or any type of legal entity, other legal entity and bind them to these Terms. Any individual, entity, corporation, government or institution not in agreement or acceptance of this User Agreement must not access or use the Services.

Privacy policy
We reserve the right to collect and share any data on our platform if we so choose. All users must review our Privacy Policy on how we collect, use and share your information. All data, information we collect will be used and stored in accordance with our privacy policy. LUX Payband may also change, revise and modify our Privacy Policy from time to time without notice to the user. It is the user’s duty and responsibility to stay abreast of the Privacy Policy.

LUX Payband terms
The LUX Payband platform is access via registration of user information. The user may be required to provide detailed information in the registration process to use the services. Users must provide their name, first and last, a valid email address and create a password for access your account (“Account”). Users by using the service acknowledge and agree and assume sole responsibility for maintaining and keeping all user’s information, private keys and passwords safe. This includes personal information, emails and any information associated with the user’s account. As crypto private keys are the only thing keeping unwanted users out of user’s wallet. Users agree to not share or irresponsibility permit anyone or party access to their login passwords or information and will not hold LUX Payband harmless for any actions taken by individuals unauthorized to access you’re the users Account. In addition, users agree to assume full responsibility to LUX Payband for all activity that happens to and with the users Account and hold LUX Payband harmless for any problems with the users Account on account of unscrupulous behavior for loss of any personal of login date such as loss of private keys, emails and login passwords.

Each user account has requirements for creating, maintaining and closing of an Account:
All Accounts must be registered by individuals, institutions or entities. No “bots” or other automated registration services are allowed. Any account mimicking this pattern will be halted pending user verification.
Users may receive and consent to emails from LUX Payband to the email used during registration relating to the user Account. All users agree and acknowledge to hold LUX Payband harmless for any lose or harm suffered on account of failure to receive any email notification or notice as it relates to this User Agreement and usage of Services if email sent to email provided on registration is not received.

LUX Payband age requirement to open an account is 13 years of age when the wallet is used for tickets. The age requirement to store all Stellar based tokens is 18 years of age. All users reserve the right to cancel accounts at any time. An official email request must be submitted. However, this does not mean data may not be used or stored in an encrypted backup. However, all data is lost to the customer after such time.
Users may cancel their accounts but will remain liable for all transactions that occurred before cancellation.
Users agree and acknowledge LUX Payband reserves the right to terminate users account on account of violation of this agreement and policies, or violation of any Government, Federal or State laws without notice to user.

Severability
If at any time a court of law having proper jurisdiction rules any part of our Terms are unenforceable, only that provision will be removed, and the remainder of our Terms will remain valid an enforceable.
User puts forth and statements
Usage of our services and the LUX Payband software, in particular, you the user puts forth and states that you consent, understand, acknowledge, and assume all risk of the following actions:

LUX Payband is furnished for usage to all user from Maned Owl Events, LLC, a separate business entity with no direct affiliation with the Stellar Development Foundation. LUX Payband is an application, software and services built on the Stellar Network. This is an open platform for developers and does not constitute a partnership whatsoever. LUX Payband is designed to be a wallet for storing digital tokens or tickets and is not an exchange. LUX Payband has not direct knowledge, communication or control of the Stellar Network and unable to control the future plans an action of the network. All users acknowledge and consent to understanding. The Stellar Network is a decentralized network of several trusted organizations running validators. LUX Payband is an interface built on this platform. All users will be communicating directly with the Horizon Stellar API.

LUX Payband and accounts are created on the Stellar network (“Stellar account”). A cryptographic public and secret key are created within the LUX Payband by software also enabling users to store digital tickets within LUX Payband as well as send and receive Stellar lumens (“XLM”) or any supported crypto asset on the Stellar Network. LUX Payband reserves the right to change the “home_domain” and “inflation_destination” of the users Stellar account, unless your Stellar account participates in the paying inflation pool once users create an Account. All users have the sole responsibility for creating and storing a backup of your Stellar account, outside of the LUX Payband as well as a secret key or transaction information that you maintain in your LUX Payband or otherwise with the Services. All users are strongly encouraged to create and maintain a backup of your Stellar account private and public keys outside of the LUX Payband, in case of any unforeseen scenarios. Such as discontinuation of LUX Payband, change of services or updates. As users may lose access to stored crypto assets stored within LUX Payband. LUX Payband is not responsible, and user agree to hold LUX Payband harmless for failure to back up and stored all private and secret keys.

LUX Payband is has no access to your tokens or crypto assets or secret keys or passwords. LUX Payband currently is only designed to store Stellar Lumens and Stellar based tokens. Tickets are Stellar tokens. No other asset is currently designed to be stored in the wallet. All users are instructed to verify any cryptocurrency transaction created in the wallet is confirmed on the cryptocurrency ledger associated with the Stellar Network.
The user agrees to hold LUX Payband harmless as we have no control over Stellar Network transactions you submit within our wallet will be posted to the Stellar Network. The nature of the blockchain is built around nodes and transmission which can have delays. Users must understand blockchain transactions cannot be reversed. Once the transaction has been sent within our wallet there is nothing that can be done to reverse the transaction. Once tickets are scanned and transferred nothing can be done. So, users acknowledge and agree to hold LUX Payband harmless. All transaction requests on the Stellar Network are irreversible.

LUX Payband does not charge a fee to transmit digital tickets or transfer Stellar tokens. However, we reserved the right in the future to do so. The Stellar Network charges fees to transfer lumens and tokens. We will attempt to calculate the fees however it is the user’s sole duty to know and calculate all fees. Thus, all users agree to hold LUX Payband harmless for any and all fees incurred using our services. Users acknowledge and consent to all inherent risk and agree to: (i) not share and store all secret keys, tokens and crypto assets, (ii) of using, exchanging, reviewing, reading about all assets transacted, (iii) staying in legal compliance by transacting in only legal assets and parties, (iv) verifying and creating trust lines with only trusted parties and assets, and (v) using LUX Payband to make transactions and ticket operations.

Modifying of the terms & Updates
We LUX Payband reserve the right to modify, change or revise this User Agreement in any way, for any reason at our sole discretion by simply updating the posting on our website at luxpayband.io. All revisions, modifications, changes and updates will be effective immediately once posted on our website at luxpayband.io, or upon using the Services.

Continued usage of any and all applications, services or software will serve as the user’s absolute consent, acknowledgement, understanding and acceptance of the updated If you continue to use the Services after such change or modification, you will be deemed to have read, understood, and unconditionally agree to such changes. Any user who does not agree, understands, consents or accepts the changes must stop using all software, applications and services immediately and purge your account. All users must read this agreement in its entirety and periodically review the Terms and User Agreement to stay abreast of any and all changes.

Financial Risk
Crypto assets are volatile assets and pose considerable risk. Use by virtue of opening and using our software or services or User Agreement, acknowledge and consent there are considerable risks associated with crypto assets and technology including, but not limited to, the risk of failure of hardware, internet and software connections, unreliable project with considerable risk of price collapse and volatility for tokens issued on the Stellar Network. Also, the users assume the risk of using malicious software, as well as third parties gaining access to public and private keys and passwords gaining unpermitted access into LUX Payband and your cryptoassests. You acknowledge and consent and assume full responsibility for technology, software, errors, disruptions, distortions, delays you may experience using the LUX Payband software and related products.

Contact Us
If you have any questions about our Privacy Policy or Terms & Services, please contact us by email at info@luxpayband.io or write to our address to report any violations of these Privacy Policy or to pose any questions regarding our Privacy Policy or the Service.

Maned Owl Events, LLC
dba LUX Payband
875 N. Michigan Ave., 31st fl
Chicago, IL 60611


Join The Lux Payband Community

Lux Payband is a global network and community.
Join our social communities for discussions and stay connected.